Pension strategy is relative

Comparison of the "long-term development strategy of the pension system of the Russian Federation until 2030"with the project "United State pension systemRussia "- Rima Varnavskaya Alexandrovna.
 Long-term strategy up to 2030 short-term projects Varnavskaya RABased on the evaluation of experience in implementing pension reforms in Russia over the past 10 years and the world trends in the pension system based on the level of pension provision made in the USSR by 1991., The level of pensions, laid norms of the Law № 340-1 of 20 November 1990. (Act-90), the exclusion of all the causes of the problem situation of labor pensioners over the past 20 years because of the violation of legal provisions of the two pension laws in 1990 and 1956.
Strategy objective - defining objectives and directions for the Development of the Russian pension system until 2030.The purpose of the project to create in Russia for 2-2.5 years - reliable, socially just, a little costly, efficient, adapted to inflation, acceptable for retirees, past, present and future years, unified system of state pensionsAverage retirement pension for old age in Russia in 2012 amounted to 9706 rubles. From 2002 to 2012. it has increased by 6.5 times in nominal size and 2.8 times in real size. Over those same 10 years the cost of housing + HUS, 2-bedroom apartment to the total area of ​​50m2 for a pensioner living alone rose from 200 rubles. to 4,000 rubles., that is the rent increased by 20 times.

The ratio of the average retirement pension (TA) to the average wage (RFP) in 2002 was 34%. By 2007 it was down to 25% due to the backlog growth of TA growth RFP.To 2012. it increased to 36.8% including because of the 2010 valorization.
Minimum pensions and minimum wages were always equal, and in the 80 years were - 70 rubles. (Taken as the basis of the public pension system).The average salary in the last year 1985-86 was perestroika - 200 rubles. (The basis of the system)Minimum pension of 70 rubles. was 35% from 200 rubles.Mach pension 120 rubles. up 60% from 200 rubles.Mach pension steelmaker 140 rubles. - 70% of 200 rubles.Max Miner pension of 160 rubles. - 80% of 200 rubles.

From Varnavskaya. Because of violations of the laws of two 1956 and 1990g.g. Admitted overnight to May 1, 1992 and all subsequent pension reforms - under the guise of improving the pension legislation initially trampled eventually discredited, since 2002. canceled with a clear purpose - "there is no law, there is no violation, then there is no offenders" - all occupational pensions in Russia calculated incorrectly - or underestimated by 2-3 times - or too high without any restriction. Converting pension rights held is also wrong or the other way around.
Policymakers ignore problems of labor pensioners do not know and do not understand them. No one has for 20 years said that all occupational pensions are calculated incorrectly.
Offers Expert Strategies, Ministry of Finance and the Ministry of Labor apply only to reduce the cost of pensions. It is known to cure the "disease", to eliminate the causes of its kind. Need to recognize and identify the problem and fix the real causes.
The main problems that were created in Russia for the pensions of 20 years
1. No one got a long hard earned, so fair labor pension (TA) in the law of excellent law № 340-1 (always-Law 90).2. Since May 1, 1992. All TP underestimated depending on the year for which income is taken for the appointment of TP and the size of the length of 24 to 63% or more, an average of 50% or 2 times. The later the year and more experience, the more legitimate understatement earned TA.3. From May 1993. the appointment of TP re-modernize current earnings and all in a row retired again (or recalculate TA) TA assigned inflated against the norms of the Law-90 in two or more times, spending money FIU.4. TAs are not differentiated according to the results of the contribution and do not meet him.5. Earnings lost priority in the appointment of pensions.6. Calculation system - accurate, understandable to everyone in Russia is no more. Nobody in Russia from the top down can not calculate the TA would call the minimum TA.7. Increasing occupational pensions (TA), is the only average retirement pension (TA).8. Called "average pension" above TP unemployed labor pensioner.9. Growth TP constantly lags behind the growth of social inflation, over the years, accumulating lag behind the growth of min wage (NMW), out of balance financially dependent system of salaries and pensions, and lags behind the growth of social pensions (SP).10. Part of the TA is lower than the SP. Thus impaired TP, then devalued work in Russia.11. Calculation of TP out of balance with the salary and not on her.12. Private enterprises for years without salary increases and contributions to the Pension Fund does not provide funding for TA his former employees from the payroll deductions.13. Since 2002. legitimized progressive inequality in pensions. In this case, pensions funded from FB, not provided any deductions or income tax.14. Number of honorable mention categories receiving incomparably larger pensions, as the size of their pensions increased annually in the progression, increasing the deficit FB.15. In FIU in terms of pensions - chaos, fraud, forgery, breach of law with impunity, double standards, violation of the basic rules of mathematics;16. The state pension system is not adapted to inflation - a consequence of transition to a market economy. As a result, the person who took the wages for different inflationary years, find themselves in disparate conditions, and who have taken wages for the "past" and for "the years of inflation" are unsafe;
17. From 1998 to 2002, about 15 million are discriminated against for working pensioners- They swing behind the TP TP max pensioners twice 767r. against 1503r.18. Contributions to the Pension Fund decreased from 31.6 1% (1991), with 28 +1% (1993) to 20.2% (2002) to 20.6% (2006) that is reduced from the original 32.6% to 14%.19. For the sake of "long money" had been started a reform of 2002. At the initiative of Mr. Zurabov of total pension funds withdrawn to 30% (6 of 20 = 30) under the guise of the future.
20. Since 2002, discriminated ~ 18 million pensioners, because expanded the rights of pensioners, at the expense of the rights of pensioners, those for whom a defective TP - the only source of livelihood.
21. Since 2002 the RPF seized about 2.5 trillion. rub. Hence, each pensioner on average underpaid for 83 thousand rubles. (2.5 million trln./30 TP) of them from 2008 to 1 tys.r. a month.22. Million. pension rubles already inherited though not those for whose benefit they were seized, nor their heirs no relation to the general pension funds do not have.
23. By FL-122 "On monetization" established disabilities monthly cash payment - EDV. But in October 2007. EDV index suddenly stopped in the same manner as the BSc (paragraph 4 of Article 28 of FL-122). Underpayment EDV disabilities in group 2, who refused to complete sots.paketa for 59 months was 60 rubles., Modernized 80 thousand rubles. In this case, due to the receipt EDV Disabled deprived of compensation for public transport even with the status of "veteran labor." The regional authorities of the Sverdlovsk region violated two laws "On Veterans" and "monetization". Need to return the disabled underpayment EDV. Later EDV index simultaneously with TP or revoke FL-122 completely for everyone.24. In all developed democratic countries have a progressive income tax on all salaries (excluding fees for loans). Contributions to the Pension Fund to pay all wages subject to income tax. In Russia, a flat income tax of 13%. Payments to the Pension Fund is subject to income up to 500 thousand rubles. year. Hence, the entire state apparatus and all retirees provide only the "poor" in every sense of the taxpayers.25. The low efficiency of pension funds: - each raising more than half of TP per ruble went (and is) not to any pension, the redistribution of funds by region ~ 1/3 from each ruble went (and is) not in those regions. In the worst situation are pensioners in large industrial areas, usually the donor, and in large industrial cities because of the high cost of living in them in total equation from Russia Pensions (TP). With each increase in TP proportional increases their injustice and mismanagement of funds.26. In FIU forcibly planted parasitic structure savings account, estimated to cost pensioners up to 50 mlrd.r. year (parasitic - because they receive a larger salary in pension rub. themselves produce nothing, not paying taxes, improperly converted pension assets, write letters of dubious "happiness", counting on retirement pensions of civil servants in rubles);
27. Deficit of the Pension Fund was created artificially because of the above mentioned problems.
28. The Russian government, has taken a particularly unsuccessful 2002 pension reform, has to make up for the deficit created by the FIU from FB, increasing shortage of the latter.Bring all occupational pensions in line with the ratio of the contribution (TRI) is no additional cost for the 5 steps (or 2-2.5 years) of the funds allocated to the pension increase in the rate of inflation, but not all pensioners as well, and each on his individual TOC established all pensioners already on the 1st stage.
The strategy developed by the experts, it blurred the long-term deterioration of the state pension system in Russia, designed for 20-30-50 years.
Original project Varnavskaya worked out in detail in the form of Law and Procedures and for 2-2.5 years can solve all the pension problems created in Russia for 20 years - ever.
Implementation of the project will allow the author at the lowest cost to create in Russia - reliable, accessible to everyone, socially just, a little costly, balanced with wages, cost-efficient, adapted to inflation, and thus acceptable for retirees, past, present and future years and for many decades to come - the single state pension system.Materials on the author's design can be requested by e-mail: vra36 @ yandex / ru